Free sex without credit card charges

But many companies still charge far more: according to campaign site Fairer Finance, Fly Be still employs a 3% charge on card payments, and Swinton Insurance a 2.5% charge.

MORE: HOW TO CANCEL A SUBSCRIPTION How will it work?

But there are questions about how this policy will be policed: trading standards will most likely be in charge of enforcing the ban, but the Chartered Trading Standards Institute says: 'Given we've lost 56% of Trading Standards Officers since 2011, any additional area for enforcement is going to be a challenge.' You should always question a company who you think have a surcharge on their payments, and report them to Trading Standards.

However, no business can rename a card surcharge as a service charge or anything else.

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Being stung at the end of a transaction with a service charge isn’t fair – businesses ought to be transparent about their pricing upfront.' Companies can also still refuse to accept card payments - but it is unlikely.

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